Does Medicare Cover Bathroom Remodeling?

Medicare doesn't cover bathroom remodeling or most home modifications. These are typically considered home improvements rather than medical necessities. Original Medicare focuses on medical services, not home adaptations. However, there's a silver lining: Medicare Part B might cover certain durable medical equipment, like grab bars, if deemed medically necessary. Some Medicare Advantage plans offer limited coverage for safety devices, but it's not common. Only about 10% of plans cover walk-in tubs, for instance. You'll need a doctor's recommendation for most equipment coverage. If you're looking to make your bathroom safer, you might find some surprising alternatives to full remodels.

Medicare's Stance on Bathroom Modifications

Medicare draws a clear line regarding bathroom modifications. Original Medicare won't cover home renovations, focusing instead on medical services.
However, Medicare Part B might help with durable medical equipment like grab bars if they're medically necessary.
Some Medicare Advantage plans offer limited coverage for safety devices, but don't get too excited—only 10% cover walk-in tubs. You'll need a doctor's note, so start practicing your puppy eyes.